Security

Your Money. Protected.

Enterprise-grade security built into every transaction on KaePay.

Core security

Defense in depth, by default.

AES-256 encryption

End-to-end encryption protects every transaction in transit and at rest.

Secure API infrastructure

Hardened, rate-limited APIs with strict authentication on every request.

Multi-factor auth

SMS codes and biometric verification keep your account locked down.

AI fraud detection

Real-time anomaly detection flags suspicious activity instantly.

Encrypted at rest

Your bill data is encrypted at rest with AES-256 and isolated per user.

Bank-grade controls

Layered safeguards modeled after the strictest financial standards.

Infrastructure

Built on resilient cloud foundations.

Secure cloud hosting

Hosted on AWS-class infrastructure with isolated, encrypted environments.

24/7 monitoring

Around-the-clock threat detection and incident response.

High availability

Redundancy and failover protection keep KaePay online when it matters.

User protection

You stay in control.

Instant alerts

Real-time account and transaction notifications the moment activity happens.

Freeze in one tap

Lock your account instantly from your device if something looks off.

Built-in disputes

Open and track disputes directly inside the app — no phone tag required.

Security is not a feature. It is our foundation.