Investors
KaePay turns the 205 daily phone checks of every American consumer into on-time bill awareness — using a color-coded urgency system the rest of personal finance apps are missing.
Opportunity
110M
Americans pay monthly bills
120M
Hit with late fees yearly
$50B+
Bill-pay & late-fee economy
205×
Phone checks per user, daily
Why now
65% of bills are now managed via mobile, with 215M Americans using mobile banking weekly.
Notifications are saturated. Color-coded visual urgency cuts through the noise instinctively.
AES-256 encryption and biometric MFA keep your bill data private and secure.
Business model
A flat $2.99/month subscription per active user — predictable, recurring SaaS economics.
Future tiers add advanced budgeting, multi-account sync, and family bill management.
Billers and financial institutions license KaePay's reminder layer to reduce delinquency.
Roadmap
Now
Working product demo, public waitlist capturing demand.
Next
First cohort of users with real bill sync and SMS/email reminders.
Year 1
Direct integrations with utilities and telcos for reduced delinquency.
Year 2
Multi-product household financial OS for the underserved majority.
Leadership
E'lan West — Founder & CEO
An award-winning director, producer, and writer recognized with a Certificate of Excellence in Entrepreneurship from the United States Congress and a Certificate from the City of Los Angeles for outstanding achievements in storytelling. Distinguished member of the Television Academy and the Forbes Business Council.
The ask
We're raising to scale the team, launch our pilot, and lock in our first biller partnerships. Get the deck, the data room, and a call with the founder.